Products

Retail Digital Banking

Reduces time-to-market for banks and financial institutions that need to accelerate their digital strategy.
Puts banks and financial institutions back in control of their digital strategy so they can address their customer’s needs directly.
Allows banks and financial institutions to differentiate their offerings and go toe-to-toe with the big banks.
Empowers business owners like digital marketers to create, manage and optimize the end-to-end customer experience.

Commercial Digital Banking

Modernizes the UX of aging internet systems and transforms outdated graphical interfaces.
Aggregates data and functionality from multiple back-end systems for payment, cash management, FX, and accounting.
Supports multi-user scenarios by leveraging existing entitlement and identity management systems, to create targeted tools for CFOs, treasurers, and AP clerks.
Multi-account and multi-currency account overviews capable of showing aggregated total, to individual account total, and individual transaction details.

Wealth & Personal Finance Management

Gives direct insight in to portfolio performance to individual transaction level.
Full document and research centre plus real-time stock news and custom alert tools.
Safe, secure client and advisor communications via direct message centre.
Means to create calculators, simulation tools, and wizards to aid financial planning and advisory.

Mobile Wallet

Money Transfer - ‘Scan a QR code’ or ‘Slide or Click to Pay’ to transfer money to wallets.
Transfer Money to Bank —Transfer money from your e-Wallet to a Bank Account within the App.
Request Money— Ping your friends to pay you back
Deals for you— Get cool discounts on restaurants, cinemas, gyms and more.
Chat away - transaction becomes a part of a chat conversation.
Transactions & Dashboard Overview — Lets you see all your transactions at one place.
Saved cards —Securely save credit or debit cards that you use to make a purchase or payment.

Bill Payments

All of your bills, delivered - Connects with all of your billers and automatically notifies you when it discovers a new bill.
Your money at a glance - Lets you check all of your account balances to help you make decisions quickly.
Pay bills on your terms - When you pay your bills on the platform, you pay your biller directly. There are no delays, and certainly no strings attached.
Schedule bill payments - Our platform lets you schedule your bills and pays them.

Insurance

Empower customers with digital origination and self-service capabilities across any device.
Leverage your existing policy administration system capabilities by adding a modern customer experience layer.
Improve your employees and agents operational efficiency with smart widgets and mobile apps.

Security

Multilevel user management both at customer and back office.
Several authorization process based on user roles and user access rights.
Remote check deposit fraud prevention system
2nd factor authentication fully integrated (OTP, Challenge-Response and Transaction Signature).

Omni-Channel Customer Experience Solutions

With Optec Systems there’s no need to build your applications from scratch; We allow you to repurpose them by incorporating their content, data, and functionality into a new presentation layer, or customer experience. Our software comes with powerful enterprise security and application integration technology that makes it possible for you to leverage past IT investments. At the same time, we empower you to create and manage rich, engaging customer journeys across all digital touch points. This results in increased demand, sales conversions, and greater customer satisfaction because you are supporting your customers anytime, anyplace, and on any device.

OMNI CHANNEL BANKING